Recently, credit scoring company FICO announced that it wouldn't treat medical debt the same as other debts. Most unpaid debts are medical debts. A FICO representative explained the change as follows: “What research has shown us is medical debt is not like other types of collections. For people who have a clean credit history, it’s not an indicator of financial problems that they’re not going to be able to pay their debt. It’s an anomaly, a blip on the screen.” Doesn't this mean that people can more easily ignore their medical debts? Doesn't this effectively apply EMTALA to the entire field of medicine? Isn't this wrong?