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Should medical debt be treated like any other debt in a person's FICA score?

Recently, credit scoring company FICO announced that it wouldn't treat medical debt the same as other debts. Most unpaid debts are medical debts. A FICO representative explained the change as follows: “What research has shown us is medical debt is not like other types of collections. For people who have a clean credit history, it’s not an indicator of financial problems that they’re not going to be able to pay their debt. It’s an anomaly, a blip on the screen.” Doesn't this mean that people can more easily ignore their medical debts? Doesn't this effectively apply EMTALA to the entire field of medicine? Isn't this wrong?

Josh Yokela , 10.08.2014, 21:28
Idea status: under consideration

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DianaHsieh, 18.08.2014, 18:01
Article on the change here: http://www.dallasnews.com/business/columnists/pamela-yip/20140810-big-changes-in-how-widely-used-credit-score-treats-medical-debt.ece

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